In 1973, physicists C.T. Russell and R.L. McPherron published research explaining why geomagnetic activity peaks around the spring and autumn equinoxes. The mechanism — now called the Russell-McPherron effect — involves the orientation of the sun's magnetic field (carried by solar wind) relative to Earth's own magnetic field.
At equinoxes, Earth's axial tilt causes the Bz component of the interplanetary magnetic field to align most favorably with Earth's magnetosphere. When Bz points southward, it connects with Earth's northward-pointing field at the poles, opening a pathway for solar wind particles to flow in. The equinoxes are when this alignment is geometrically most favorable — twice per year, consistently, regardless of where we are in the solar cycle.
The result, visible in 50+ years of geomagnetic data: September–October and February–March produce statistically higher Kp index readings than any other time of year. December, despite its long nights, sits in the quieter mid-cycle period between the two peaks.